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Pensions

  • Wednesday, 11 December, 2024
    FCA looks to fill advice gap on pensions

    Companies will be able to offer ‘targeted support’ to customers without being fully regulated

    Pension scheme with one pound coins
  • Monday, 9 December, 2024
    UK pensions are £283bn worse off than we thought. Time to panic?

    Bye-bye, buyout

  • Thursday, 5 December, 2024
    Final salary schemes
    UK pensions lifeboat wipes £283bn off defined benefit funding estimates

    ‘Hugely embarrassing’ recalculation puts schemes at a deficit of just over £130bn in 2023

    A £1 coin sits on a dictionary with an explanation of a pension fund below
  • Thursday, 5 December, 2024
    Pensions industry
    Public pension plans and wealth funds to invest more in private markets

    Survey showing demand for private equity and credit comes amid warnings over rapid growth of the sector

    A sign stands in front of California Public Employees’ Retirement System building in Sacramento, California
  • Wednesday, 4 December, 2024
    Your QuestionsLucy Warwick-Ching
    Will my loved ones have to pay tax on my pension when I die?

    I’m worried about the new rules that mean my pension is subject to inheritance tax

  • Thursday, 28 November, 2024
    Pensions savings confidence hits seven-year low, says BlackRock

    Half of those questioned in survey said they cannot afford to save enough for retirement

    An elderly couple sit on a bench
  • Wednesday, 27 November, 2024
    Pensions industry
    Pensions watchdog in strategic shift following government push for ‘megafunds’

    Regulator to change approach to focus on systemic risk as consolidation increases

    Nausicaa Delfas
  • Monday, 25 November, 2024
    Pensions industry
    Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show

    Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns

    Sterling banknotes
  • Monday, 25 November, 2024
    Martin Wolf
    Pensions reform is vital to raise the UK’s dismal savings rate

    This is a once-in-a-generation opportunity to create a system able to enhance both prosperity and security

    A pension scheme letter with a pin in it underneath some pound coins
  • Sunday, 24 November, 2024
    Inheritance
    UK wealth managers warn Reeves over plan to levy inheritance tax on pensions

    AJ Bell boss tells chancellor that ‘complex and costly’ Budget proposal will ‘undermine’ retirement savings system

    A pedestrian holding an umbrella walks in the rain across Westminster Bridge in London with the Houses of Parliament in the background
  • Friday, 22 November, 2024
    Moira O'Neill
    Quick fixes to lower your inheritance tax liability

    Act before pension pots are swept up by the tax net

    Illustration of an elderly woman and her house inside an hourglass
  • Monday, 18 November, 2024
    Pensions industry
    Government could force pension funds to invest more in UK assets

    Further measures may be taken if ‘megafund’ reforms fail to boost domestic investment, says pensions minister

    Emma Reynolds, UK pensions minister
  • Friday, 15 November, 2024
    ExplainerPensions industry
    Rachel Reeves’ plans to reform Britain’s pensions industry

    Proposals expected to lead to rapid consolidation of workplace retirement schemes and reallocation of assets

    Montage shows a series of arrows pointing at a neon pound note sign
  • Friday, 15 November, 2024
    LexPensions industry
    Reeves must go bigger and bolder on local pensions reform Premium content

    If the UK chancellor believes in the benefits of scale, it is not obvious why 8 is the magic number

    Rachel Reeves sits at a table during her Mansion House speech in London
  • Friday, 15 November, 2024
    Serious MoneyClaer Barrett
    Do I need inheritance tax insurance?

    Budget changes prompt wave of interest in life cover to avoid families scrambling to pay tax bills

    Illustration of a hand gripping an hourglass with money falling out the bottom
  • Friday, 15 November, 2024
    Private investing
    Make an appointment to hear our new ‘Investment Clinic’ podcast

    Money Clinic seeks guests who will allow experts to run the rule over their personal investment portfolio

    Logo for the Money Clinic podcast
  • Thursday, 14 November, 2024
    Toby Nangle
    Reeves seeks scale to solve UK pension investment problem

    Chancellor is trying to remove some of the inefficiencies from operating smaller local authority funds

    Pound coin and notes
  • Thursday, 14 November, 2024
    The FT ViewThe editorial board
    Britain’s bold plan to create super funds

    The case for consolidating the UK’s sprawling pension arsenal is strong

    Members of the HS2 Tunnel Boring Machine team manoeuvre the cutterhead into position
  • Wednesday, 13 November, 2024
    Pensions industry
    Reeves to force council pensions to consolidate into 8 ‘megafunds’

    Chancellor to target minimum size for multiemployer defined contribution schemes of £25bn to £50bn

    Chancellor Rachel Reeves talks to the Financial Times at biotech firm Quell in White City in west London on November 13
  • Wednesday, 13 November, 2024
    FT Financial Literacy and Inclusion Campaign
    Could TikTok, apps and Gemma Collins boost women’s pensions?

    Scottish Widows study shows more than 2mn UK women will not be able to afford to retire

    Reality TV and social media star Gemma Collins is fronting the Pay Your Pension Some Attention campaign
  • Monday, 11 November, 2024
    Public sector pensions
    The race to build a £354bn British pensions behemoth

    Reeves’ Mansion House speech will push for faster integration of council retirement schemes

    Manchester, Liverpool and Bradford town halls
  • Friday, 8 November, 2024
    UK economy
    Reeves plans to use £350bn council pension pot to boost UK economy

    Chancellor to set out reform to fragmented local authority funds in Mansion House speech

    Reeves, with Mansion House in background
  • Friday, 8 November, 2024
    UK tax
    UK employers eye staff pension schemes to cut national insurance bills

    More companies intend to use salary sacrifice arrangements to offset Budget tax rises

    Collection of pay advice slips
  • Friday, 8 November, 2024
    Pensions industry
    New Lord Mayor to push pension funds to invest more in London-listed companies

    Alastair King takes office in the Square Mile on Friday and says measure necessary to boost stock market

    The new Lord Mayor of London, Alastair King, photographed at the Mansion House in the City of London
  • Friday, 8 November, 2024
    Moira O'Neill
    The great post-Budget pensions rethink

    But there are several tools you can use to cut an IHT bill

    Commuters walk along the concourse at London Waterloo station
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