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Personal pensions

  • Thursday, 28 November, 2024
    Pensions
    Pensions savings confidence hits seven-year low, says BlackRock

    Half of those questioned in survey said they cannot afford to save enough for retirement

    An elderly couple sit on a bench
  • Monday, 25 November, 2024
    Pensions industry
    Pushing UK pensions into private markets would deliver ‘tiny’ gains, forecasts show

    Ministers have argued higher fund allocations to private equity and infrastructure would generate better returns

    Sterling banknotes
  • Friday, 22 November, 2024
    Moira O'Neill
    Quick fixes to lower your inheritance tax liability

    Act before pension pots are swept up by the tax net

    Illustration of an elderly woman and her house inside an hourglass
  • Wednesday, 13 November, 2024
    FT Financial Literacy and Inclusion Campaign
    Could TikTok, apps and Gemma Collins boost women’s pensions?

    Scottish Widows study shows more than 2mn UK women will not be able to afford to retire

    Reality TV and social media star Gemma Collins is fronting the Pay Your Pension Some Attention campaign
  • Friday, 8 November, 2024
    Moira O'Neill
    The great post-Budget pensions rethink

    But there are several tools you can use to cut an IHT bill

    Commuters walk along the concourse at London Waterloo station
  • Thursday, 31 October, 2024
    Q&AUK Autumn Budget 2024
    Experts answer your Budget questions

    We responded to readers’ queries about personal finance

  • Wednesday, 30 October, 2024
    UK Autumn Budget 2024
    Closure of UK inheritance tax ‘loophole’ to penalise estates of wealthy pensioners

    Experts say big tax bills could result from Rachel Reeves’ move in the Budget

    Commuters walk during the morning rush hour near the Bank of England in the City of London
  • Wednesday, 30 October, 2024
    Moira O'Neill
    Will investors live to regret their pre-Budget actions?

    Gains may have been locked in too soon in anticipation of a bigger CGT increase

    Rachel Reeves
  • Thursday, 24 October, 2024
    Pension automatic enrolment
    Auto-enrolment drives surge in ‘lost’ UK pensions

    £31bn sitting in unclaimed, inactive or lost savings pots

    Collection of UK banknotes
  • Thursday, 24 October, 2024
    Q&A
    Is it wise to take out my pension tax-free lump sum?

    Investment firms report a rush of clients looking to withdraw cash before the Budget

    Montage image of hands holding a piggy bank over a chancellor’s red box
  • Friday, 18 October, 2024
    Serious MoneyClaer Barrett
    The sun is setting on traditional retirement

    Demographic changes force a rethink, but that’s not necessarily a bad thing

    Illustration of young and old workers as chess pieces on a chess board
  • Saturday, 12 October, 2024
    Serious MoneyClaer Barrett
    Time to hit the pensions panic button

    Possible Budget changes would widen the gulf between public and private sector pension schemes

  • Saturday, 12 October, 2024
    Moira O'Neill
    The couples’ conundrum: joint or separate finances?

    In many cases, it’s best — financially — to go your separate ways

  • Friday, 11 October, 2024
    John Ralfe
    Collective schemes: a false dawn for pensions

    Intergenerational risk-sharing is a much-touted myth

    A member of staff scans a parcel at the Mount Pleasant mail centre in London
  • Tuesday, 8 October, 2024
    Pensions
    Schroders calls for early pension access for first-time buyers

    Asset manager suggests a national lifetime savings plan

    A woman looking at advertisements in an estate agents window in Faversham, Kent
  • Friday, 4 October, 2024
    UK Autumn Budget 2024
    Pension tax breaks: what’s in the Budget line of fire?

    Analysts lay out the range of options at the chancellor’s disposal as Starmer warns of ‘decisions’ on the horizon

    Montage shows a crowd of workers, the HMRC logo, pound notes and a funeral casket
  • Monday, 30 September, 2024
    Special ReportFTfm: Pensions
    Self-employed workers struggle to bridge gap in retirement savings

    Large variations in income and security make it hard for many to plan properly for life after work

  • Saturday, 28 September, 2024
    Personal Finance
    UK pensions in crosshairs if Reeves waters down non-doms overhaul

    Placating wealthy foreigners could shift chancellor’s focus elsewhere, experts say

  • Monday, 23 September, 2024
    Special ReportFTfm: Pensions
    Plotting a path to pension parity

    The gender gap in retirement savings is a problem for women around the world

    An elderly woman is seated at a desk, writing notes in a notebook. In front of her is an open laptop with a document on the screen, and a cup of tea beside it
  • Thursday, 12 September, 2024
    Chris Giles
    Reeves should tackle excessively generous pensions taxation

    The chancellor must be careful not to increase the damaging incentives in the tax system as she seeks sources of revenue

    Senior citizens wrap up warm to do shopping in Northwich
  • Friday, 30 August, 2024
    Gender pay gap
    Half of women ‘expect to run out of money in retirement’

    Gender gap persists as one in 10 women say they are cutting pension contributions to fund essential expenses

    Woman taking British bank notes from her wallet
  • Friday, 16 August, 2024
    Insurance
    UK annuities on track for best sales in a decade

    Higher interest rates and new rules push people back to retirement products with guaranteed incomes

    A woman and a man look out towards the beach while sitting on a bench
  • Friday, 9 August, 2024
    State pension
    Widowed pensioners ‘could be owed thousands’ in UK state pension

    Former minister warns of new group hit by potential underpayments

    A state pension statement
  • Thursday, 8 August, 2024
    John Ralfe
    The problem with auto-enrolled pensions

    Government must intervene on behalf of lower-paid workers

    Commuters at London’s Canary Wharf
  • Thursday, 1 August, 2024
    Sarah Moody
    Britain’s property obsession should not come at the expense of pensions

    Less than two-fifths of UK adults are saving enough for a comfortable retirement

    A man holds a model of a house in his palm
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